Element Pay | Digital Fuel Payments for Fleets

Spend less on fuel. Control more of every purchase.

Traditional fuel card programs can create extra work for drivers, fleet teams, and finance. From the pump to the back office, Element Pay helps you control purchases and simplify payments.

Why Element Pay?

Tools to control fuel spending, backed by Element’s fuel specialists.

Help prevent fuel fraud Apply purchase rules and review fuel activity before and after fueling, even without telematics.

Avoid overpaying at the pump Use live fuel prices to find lower-priced stations nearby.

Leave traditional fuel cards behind Links fuel purchases to the vehicle itself. Avoid fuel card replacements and PIN resets.

Get expert advice on savings Spend less time on fuel administration. Work with Element’s fuel specialists to assess your fleet’s needs, coverage and savings opportunities.

Driver using a smartphone while refueling a vehicle at a gas station.

Find fuel wherever your fleet takes you

With access to more than 85,000 supported fueling locations nationwide, Element Pay helps drivers fuel with confidence.

"Moving away from traditional fuel card processes has given us a much simpler way to manage fuel spend. Element Pay gives our drivers an easier payment experience and our fleet and finance teams better visibility into every transaction."

Connor SterneckertManager of Fleet Operations

Spend less on fuel. Control more of every purchase.

Traditional fuel card programs can create extra work for drivers, fleet teams, and finance. From the pump to the back office, Element Pay helps you control purchases and simplify payments.

Find fuel wherever your fleet takes you

With access to more than 85,000 supported fueling locations nationwide, Element Pay helps drivers fuel with confidence.

The challenge

As The Amenity Collective expanded, fuel card fraud and manual expense reporting made spending harder to manage. The team needed clearer records and stronger control over fuel purchases.

How Element Pay helped

Element Pay replaced traditional fuel cards with digital payments linked to vehicles and brought fuel records together. This helped the team improve payment security and gain greater control over fuel spending.

The results

13.6% decrease in annual fuel spend

12% of transactions identified as fraud and friendly fraud

$0.47 in fuel savings per gallon

What is Element Pay?

Element Pay is a digital fuel payment solution that helps fleets maximize fuel savings, prevent fraud and replace physical cards with payments through the Element Pay app.

How is Element Pay different from a traditional fuel card?

Drivers pay through the Element Pay app instead of using a physical fuel card. Element Pay authenticates the vehicle and applies your fleet’s rules to authorize the purchase, blocking payments that fail authorization and automatically reconcile receipts.

Where can drivers use Element Pay?

Drivers can use Element Pay at supported U.S. fueling locations nationwide. The app helps drivers identify nearby supported stations.

How does Element Pay help prevent fuel fraud?

Element Pay applies purchase rules, blocks payments that fail authorization and flags suspicious activity. It works with or without telematics, which adds vehicle information to strengthen fraud detection.

Does Element Pay replace my current fuel program?

Element Pay can support a phased approach based on your fleet’s needs. Talk to your Element representative about the right rollout plan.

Element Pay helps drivers find lower-priced fuel, gives fleet managers more control over purchases, and makes fueling easier through a cardless payment experience.

Element Pay is a financial technology company and not a bank. Credit Card Services are provided and issued by Maps Credit Union, Insured by NCUA.

Savings calculation based on a study of current Element Pay customer savings.

Prevent fuel fraud

Set purchase rules, block payments that fail authorization and flag suspicious activity.

Maximize fuel savings

Guide drivers to lower-priced stations. Set spending limits and prevent unnecessary fuel purchases.

Eliminate traditional fuel cards

Element Pay uses the vehicle itself to authorize fuel purchases. Eliminate lost cards, PIN issues and manual receipt reconciliation.

Up to 15%

in fuel cost reduction

Up to 12%

of fuel spending could be at risk of fraud

Up to 5.5X

the savings of traditional fuel cards

Element Pay is a financial technology company and not a bank. Credit Card Services are provided and issued by Maps Credit Union, Insured by NCUA.

Savings calculation based on a study of current Element Pay customer savings.

Element Pay helps drivers find lower-priced fuel, gives fleet managers more control over purchases, and makes fueling easier through a cardless payment experience.

Element Pay:

Maximize savings. Prevent fuel fraud. Eliminate traditional fuel cards.

Proven impact*

Spend less on fuel. Control more of every purchase.

See what your fleet could save*

Why Element Pay?

How it works

Find fuel wherever your fleet takes you

Client success story: The Amenity Collective

Ready to rethink fuel payments?

FAQs

Proven impact*

Spend less on fuel. Control more of every purchase.

See what your fleet could save*

How it works

Find fuel wherever your fleet takes you

Client success story: The Amenity Collective

FAQs

The challenge

How Element Pay helped